Financial Help For Low Paid Workers in the UK

financial help loans

According to a prominent think tank in the UK, young workers in the UK and beyond have very little funds in their bank accounts. In fact, following a prolonged decline in incomes, most of them are now vulnerable to higher Interest rates.

Another report by SMF also indicated that 26-35 year-olds have suffered a 36 percent drop in savings i.e ₤ 461 to ₤ 296, since 2005. In addition, most are now weighed down by debt, i.e. mortgages, car loans, and other liabilities. This and other similar reports clearly indicate younger workers in the UK are financially insecure with a great portion boasting a bad credit report.

So, in an effort to address the situation, various financial Institutions currently offer financial help aimed specifically at this group.

Here’s a list of 12 of them dedicated to ensuring the said workers are able to access financial assistance.


Here’s another UK’s top loan provider for people with low wages and poor credit history. Getting an ordinary loan when you have poor credit history or lack anything else that can be secured against the loan has proven difficult for many people. Have street lenders rejected your application for a personal loan, guarantor loan, homeowner loan, installment loan or logbook loan? Don’t fret. Contact today.

#2 Capital One

At Capital one, everyone has access to credit. Credit cards are essential in our everyday life. However, if your credit history is wanting, things can be a bit difficult for you. Capital One secured card will assist you get started on this and make things a lot easier for you. Find out more about them by visiting their website

#3 Halifax

Looking for a perfect partner to assist you escape the debt treadmill? A debt consolidation loan from Halifax might be the answer you’ve been waiting for. Here, you can exchange your monthly installments for a single, cheap, friendly and manageable loan. Take care of your financial situation right now by visiting their site to find out more.

#4 London Community Credit Union

The institution provides affordable credit to the London community. They have considerably cheap loans compared to many other providers, and many other benefits as well. In case your situation changes, you can still negotiate with them on repayment terms. Learn more about them and apply for their loans online today by clicking

#5 Australian Lending Center

If you are an Aussie worker and you prefer dealing with a financial institution back home in Sydney, then this is where you need to turn to. They offer a wide range of services ( click to view) including debt consolidation, bad credit loans, personal and business loans all at competitive rates. In addition, the applications are fast and flexible.

#6 Mortgage Wise Financial

At Mortgage Wise Financial, you have plenty of choices spanning from debt consolidation to mortgage products suitable for your needs and expectation. The service is quick, personalized and at no fee. In case you are wondering where to turn to for a debt consolidation mortgage, be sure to contact mortgage wise financial by clicking

#7 Money Super Market

Is your property repossessed? And your wage not enough to get you through this? Well, you may be finding a way to avoid trouble and at this point a debt consolidation loan can come handy. The institution has plenty of money options( click to view). Most of the options are aimed at streamlining your debt obligations. Why not contact them today and find a solution to all your concerns?

#8 Pounds to Pocket

The main aim for Pound to Pocket is to assist hard working individuals meet their financial obligations with trustworthy credit. They offer their customers a personal loan option designed to cater to each borrower’s unique financial situation. Here, customers can select a loan that suits their needs and expectations without straining the ability to repay. Visit their website to learn more.

#9 Maxcroft

Maxcroft is a well established financial institution serving London and the larger UK. They specialize in providing unsecured loans to tenants, homeowners and overall, to people with low wages as seen on their site Each application is considered on an individual basis and the loans can be issued in cash on the same day. Click

#10 Midland Credit

Regardless of your credit history, at you can get approved for a car loan without much hassle. Be it closed accounts, previous bankruptcy, previous repossession, name it, they have options to cater for each person. No matter your situation, the institution can help you obtain a vehicle.

#11 Avantcredit

At, you’ll have personal access to personal installment loans with no collateral required. The loan is effective, especially when consolidating it with a large credit card debt. One other fascinating thing about the loans they offer is that your payment history will always be submitted to credit reporting agencies, which will assist you rebuild your poor credit history in case you have one. Take better control of your finances today with Avantcredit.

#12 Zopa

For the last 6 years running, Zopa has been voted as as the UK’s most trusted loan provider. They offer low rate loans with less interest making it a smart way to take absolute control of your finances. The application is real quick and the service great. Visit to find out more.



The Best Waste Management Job I Ever Had

waste management job

Over the years now, I have found my estate management job somewhat overwhelmingly desirable. But that never happened overnight. If you are considering a job in the estate management industry, I would encourage you to find out more from my personal experience.

Perhaps this may sound a bit old fashioned but my previous job entirely revolved around working as a dustman for waste management companies. Oftentimes, people will gather their trash up and put it out for the trash collection service to take care of whatever else remains to be done. Now, that’s where I thrived.

Remember, dealing with such waste is not much of a clean job. Let’s just say it’s a shitty task. There’ll be offensive, pungent, choking smells and dirty items you’ll have to take absolute care of. Such, and even worse than that, will actually be inherent in this type of jobs. However, I got used to this. Sooner than I thought, I was doing even better than I thought.

But here’s the other side of the coin. It may be a dirty a job, a headache for not only your family, but you as well. However, at the end of the day you tend to be a savior. Here’s how: You pick up the waste, dispose it off, and eventually save these homeowners and commercial individuals from a host of healthy hazards. Personally, that made me a little more proud as I continued to work with waste management companies.

Life is fair. It will always find a way to reward you. On one particular morning, everything turned around. It was a twilight moment. Fresh from a being a mere dustman, another greater opportunity awaited for me. It was an estate management job. I was destined for a wealthy British Mansion. Honestly, that in itself reeked of nothing but decency and absolute comfort.

Well, let’s forget about rent and whatnots. Here, I would live on the property. Quite frankly, that’s a well sought after package many workers of my caliber wouldn’t give second thought about.

The lingering effects I experienced in my former job were no more. Okay, let’s face it. The nature of some of the waste management jobs makes them quite less attractive, at least to many people. Now, unlike before, my new job was less hazardous to health. It was something more satisfying and decent. An estate management job.

Back to the wealthy British mansion. Besides it, there existed a forest. To be precise. let’s call it a local private forest. It was picturesque, one that triggers your emotions and before you realize, you’ll be romanticizing about it.

In case you are wondering what this is all about, well, that was my new workplace. I would entirely be dealing with woodland wastes from the forest. I can say I had just bid farewell to horrible smells and Items.

I have now worked here for a while. Each day, there’s just a lot more good to expect. The environment, job conditions and consideration for the job are all remarkably great. Apparently, I find it as the most interesting waste management job I have ever had to do in my life.